Posted by Lasey on April 14th, 2010
When I read that you could sell structured settlement payments, I decided to pursue that avenue for myself. I had thought that a friend told me that it was really a hard thing to do, but I wanted to find out for myself. I was really in need of having extra money and this was the only way that I could think to get it, short of working extra hours at the diner and I did not want to do that.
The structured settlement, that I have, came from an automobile accident, that I had about ten years ago. The money had been set up for me to receive a portion of the money every two years. I try and hold some of the money back to save but it has not amounted to much since I have been trying to help out my parents.
I am feeling like my only choice at this point, it to sell structured settlement payments to the highest bidder. I know that in the long run, I may be losing some money but to be able to take care of my parents and also have money in my savings account is sounding really good right now.
Posted by Lasey on December 23rd, 2009
I read a good article in a life magazine about the importance of term life insurance and how it can help you in a time of uncertainty. The article was written be a retired life insurance salesmen that had seen witnessed countless cases of people going through a tragedy without having adequate coverage or none at all.
There was one family he mentioned that had no medical exam life insurance and it was the saving grace of a terrible circumstance. When someone you love passes on, you have to wonder what happens next. If they are a sole provider for your family this can cause an unlimited amount of financial hardship.
The article was good at pointing out things that you do not realize happens if you are in this situation. Just the average funeral costs are through the roof and can devastate an unprepared family that is still getting over the loss of a loved one.
Just by having a good term life insurance policy in place can help you through such a tough time. At least the financial burden will not be there so you can move on with your life. The article really opened my eyes to the importance of term life insurance and how we should all have it in place for our family.
Posted by Lasey on August 7th, 2009
When my friend Tom and I were let go from our delivery jobs we thought that we could open our own delivery company and do a much better job than the company that had just let us go. We decided to find a building to work out of first, and then apply for a commercial mortgage.
My brother in law was a commercial mortgage advisor and I knew that he would try and get us the best loan and mortgage rates that we could qualify for. We called and set up a meeting with him, to discuss all of our options. He told us that if we wanted to get a commercial mortgage loan then we would have to put down at least twenty percent of the cost of the building.
If we could get more than twenty percent to put down as a down payment, we could possibly qualify for better mortgage rates and better loans. We were not sure if we could come up with more than twenty percent, but we were going to try.
We ended up putting down twenty five percent for our commercial mortgage loan and that I think was the part that helped us get approved very quickly. We have since closed on our new building and have started to pick up many accounts, even a few which used to use our old company.
Posted by Lasey on February 23rd, 2009
It sounds strange when someone says that you can feel strong over your debts. Even so, you would need to understand that this is possible but only when you know that you are managing the debts comfortably. You need to feel in control over the debts so that you can be sure that you are strong over the debts. It is not wrong to have debts but the way you manage them is the big deal.
With the provision of debt consolidation, you can be able to feel strong about your debts. In fact, it is just one debt that you will be having. It is a very wise decision to make and you can bet that people will even respect you when you choose to consolidate your debts.
Debts can take away your self esteem. You would want to isolate yourself from others. You would not be comfortable because you would feel a failure. But you can change all these. You can get back your self esteem and maintain your lifestyle. You do not need to isolate yourself.
You can get help on the credit card debt and you would be happy when this is resolved. There is nothing better than the feeling that you have overcome your debts and are a free person. Consolidation has it all.
Posted by Lasey on January 6th, 2009
The success in futures trading is based on your agility. The agility here is all about taking right decisions at right times. Decision making is crucial but it can only be done in the right way if you will spot the big move in time.
It is a big problem for many people that they always miss a big move which keeps them away to get big profit. Generally, big moves take place from market highs and most traders buy dips so that they may support it. More often than not, they fail to accomplish this task. If you have already gone through this situation then you must keep in mind that you must never buy a dip. Instead of buying dip, it is a better idea to take a long position after waiting a new four week high. This will help you to earn more profit.
It however is essential to mention that you must use this rule in strong bear or bull markets. It means that you must avoid using this in ranging markets. You must buy a new four week highs in strong bull markets and sell lows in strong bear market. This is the right way of implementing this particular rule that is getting used by many professionals because of its effectiveness
So, while using tools offered by futures brokers, it is important to check some other tips offered by professionals as these tips like one mentioned above can really help you in a big way.
Posted by Lasey on October 19th, 2008
We all have thought about our dents from time to time. As we have revolving debts on our credit cards and bills each month, we are enclosed in a debt cage tied up with different loans and commitments which cannot be fulfilled by our salaries alone. The economy may be blamed for a while but then, we must sit back and examine our spending habits, remove the unnecessary expenditure and try to find out how we can help ourselves from the looming problems of Bankruptcy and loss of our properties.
Debt reduction is the most important thing, of course after the application for such liabilities. Repaying your debts does not mean a one of payment that may cause further distress, and lead to accumulation of more debts, but is a cry to return to the original condition of having no debts absolutely. The question is, is it possible?
Debt consolidation has been taunted as a great way to reduce your debts, by paying one creditor instead of many. The question is this ‘one creditor, charges interest, is it worthwhile in the end?’ When you have several debts and you think that you can get yourself out of them by taking another loan, think twice. Many organizations hide the interests in their loans, and you end up getting into more debt even after you have gotten out of the many other debts.
It does not mean that Debt Cosolidation is the only method on the shelf; there are many other ways of getting out of debt. These include negotiating for time with creditors, working out a debt reduction plan, and taking federal consolidation loans which are of lower interest rate.
Posted by Lasey on April 30th, 2008
If you have interest to start forex trading business, the first step you need to choose the right forex broker. This is very imperative because your broker is approximately like your business collaborator. Here are some of the mainly important aspects to judge when your alternative is your broker. For the entire time look for a broker that is offering lower spreads. The spreads is the difference among how much you can buy or sell. Amount of leverage is necessary to make big money in forex.
Forex automated trading system is software of online trading platform that will assist us to observe the market and to construct all decisions which are linked with trading. Forex automated trading system has some merits and demerits. The important advantage is the software efforts for you. You only need to fix it and the software will examine the market every moment a day and will work for you.
With the help of this system you can confirm back test and will know how the system works in ancient times. You can purchase automated trading system less than $100. Forex automated trading system is to analyze the market and trade.
Mostly share of Premium Account is found on the balance sheet in which the amount of money paid or promised is to be paid by a shareholder for a share is credited to, only if the shareholder paid more than the cost of the share. Share premium account may be used to issue bonus shares.
Posted by Lasey on April 16th, 2008
With so many providers offering even more pension schemes, it’s natural that you get confused. It’s very important to have some good pension plans. Unfortunately very few people know how important it is to plan for their retirements.
One of these pension schemes is Stakeholder Pensions. The most important about these Stakeholder Pensions is its low running costs. A Stakeholder Pension plan allows the policyholder the flexibility to stop, start or change his contributions, transfer his fund to another service provider or change his retirement date. One more option is Self Invested Personal Pension.
Investing in Individual Savings Account (ISA’s), Investment Bonds, or Guaranteed Income Bonds etc will also give excellent return in long-term.
It’s also wise to invest in some protection policies like Life Insurance policies etc. Make sure that your family is able to cope with the unexpected. It’s probably the most important part of any financial planning.
Financial security is one if the most important aspect of one’s life. One should work well on his financial planning. Investing is important but investing wisely is what matters. Get the help of some professional financial planner– choose an independent financial adviser. As he is not tied to any specific provider, he can research the whole of the market place and will find the best of the products and providers to meet your needs.
Choose the best pension plan that suits you most and for that purpose you can get the expert advice from your financial adviser.