In some cases and places the pay day loan business entail a large working capital; this determined by the market size and the earning levels of the residents. In an up market location loan amounts applied are higher thus calling for a larger capital input. Alternative if your market will be low income earners, the amount borrowed will be less; this could be less but by many people hence capital intensity is still required. 

Pay day loans shops also will require heavy investment in communication and other office equipments. The communication tools and equipment will like computers with internet, telephones and even faxes to serve those who opt to fax their applications. Other office equipment; are printers, safes; to store crucial documents not money, scanners and others. 

A very important consideration which cannot be left out is the government policy on no faxing payday loans. This is the most vital point to look into even before others. The regulatory guide lines of individual country should be checked. In some states the business is totally banned on strictly watched due to the huge interest asked if converted into annual rates. They are deemed to be reap-offs. 

In any business marketing is very important to increase the sales volume and improve the company’s image to all its publics. In payday loans no faxing the publics are the staff, the borrower, potential borrowers and the government. A serious investor in this business would invest heavily on the internet marketing and other means to reach out to the borrowers who might not know where to go.